How Long Does a Speeding Ticket Stay on the Record – Guest Post

Speeding tickets are annoying life events that can be over quickly if handled correctly. On the other hand, if the ticket is ignored or assumed to magically go away, a bench warrant is issued, and life changes dramatically.

Speeding tickets in the United States are fairly technical in nature, and in most cases, a not-guilty plea should be considered. The police officer then has the burden of proof beyond reasonable doubt. The length of time a speeding ticket stays on your record varies across the US. However, the average is around three years.

Even though the average may be three years for most states, do not get caught speeding in Colorado, where the incident is permanent. Hawaii, Minnesota, Michigan, and Massachusetts are four states that put the screws to speeders; tickets remain on the record for ten, ten, seven, and six years, respectively.

Eight states are in the middle of the pack, with each of the following keeping a speeding conviction on the record for five years, included states are Florida, Illinois, Nebraska, Iowa, Kentucky, Virginia, West Virginia, and Wisconsin.

Ohio, Nevada, Montana, and Alabama are interesting exceptions. Ohio gives its speeders two years of suspension, but the incident remains on the record permanently. Nevada places points on the record immediately but then removes them after one year. However, the incident is permanent on your record. Montana and Alabama remove points after three and two years, respectively. However, the speeding incidents are permanent.

If you have a lead foot, live in these states, which keep speeding tickets on your record for only a scant one year: Alaska, Arizona, Wyoming, Pennsylvania, New Mexico, Mississippi, and Maine.

Impact of a Speeding Ticket

A speeding ticket impacts not only your long-term record but also your driver’s license points and insurance premiums. Each state, except for ten, has a driver point system. These ten provide other methods to monitor traffic. Serious offenses carry higher points, such as driving under the influence. Speeding tickets or running a red light may carry just a few points on the permanent record.

One to three points are generally the maximum per incident, with an accumulation of ten to twelve being the limit. Again, each state is different, so it is smarter to follow the speed limit.

A speeding ticket can affect insurance rates. Insurance companies usually do not care about the points, only the infractions. Every insurance company is different in how they view a moving violation and its impact on premiums. Again, depending on the severity of the ticket, most companies let you slide by with just a defensive driving course. See if your insurance offers any ticket forgiveness; these programs can be really helpful.

Points and insurance will be heavily affected if your speeding ticket is far above the limit, such as eighty miles an hour in a thirty-five-mile zone. Also, accumulating speeding tickets is an excellent way to lose your license for up to three years.

Stay within the speed limit!