Is it legal for a debt collector to offer a settlement, garnish your wages, and still demand the same amount of money to settle?

My husband received a settlement offer from a debt collector on 6-6-16 for $3100 and it stated we had until 6-29-16 to respond. However, they garnished our bank account $1200 on 6-8-16. When I called today to settle, they stated I had to pay the full $3100 even though they just took $1200 out of my account. Is that legal?

Traffic Lawyer Richard Simon’s Answer

They most certainly can, the offer was open and still appears to be open. Accept it and demand your money back.