POINTS, FINE, SUSPENSIONS: HOW SPEEDING REALLY HURTS YOUR RECORD IN MISSOURI

You got a speeding ticket. Maybe it was only 8 over. Maybe it was 20. Either way, it’s tempting to just pay it and move on, right?

Wrong.

In Missouri, paying that ticket is like saying, “Yes, please, I’d love some points on my license and higher insurance premiums for the next three years.”

Because what seems like a minor slip-up can quickly snowball into real problems, especially if you’re not tracking how the Missouri point system works.

Here’s a look at how a single speeding ticket can do more than dent your wallet and why hiring an experienced Kansas City traffic defense lawyer near you can be the smartest money you’ll ever spend.

WHAT HAPPENS WHEN YOU GET A SPEEDING TICKET IN MISSOURI?

When you’re cited for speeding in Missouri, it’s not just a fine. The ticket adds points to your driving record. These points are tracked by the Missouri Department of Revenue (DOR) and they’re not just for decoration.

The more points you have, the more trouble you’re in.

THE MISSOURI POINT SYSTEM FOR SPEEDING

Here’s what you’re looking at based on how fast you were going and where:

• 2 points: Speeding in a city or county (most common tickets)
• 3 points: Speeding on state highways or by the Missouri State Highway Patrol
• 4 points: Speeding in a school zone or causing an accident while speeding
• 6 points: Speeding involving careless/reckless driving or excessive speed over 26+ mph

Sounds small? It adds up fast.

ACCUMULATE TOO MANY POINTS IN MISSOURI? BIG PROBLEMS

Let’s break down what happens when those points stack up:

8 points in 18 months

Result: 30-day license suspension (1st offense)

12 points in 12 months, or 18 points in 24 months

Result: One-year license suspension

Have a CDL?

Even one ticket can jeopardize your livelihood. Certain violations—including speeding 15+ mph over—are serious traffic violations that can disqualify your CDL after just two offenses.

FINES ARE ONLY THE BEGINNING OF YOUR PROBLEMS

Speeding tickets in Missouri come with base fines ranging from $100 to $500+, depending on the zone, municipality, and how fast you were going. But the fine is just the appetizer.

Here’s the real meal:

• Court costs
• Driver license reinstatement fees
• Traffic school fees (if eligible)
• Insurance increases — often $300–$700 more per year

Over three years, you could be paying thousands more just for one moment of lead-footed decision-making.

DOESN’T IT JUST MAKE SENSE TO PAY THE FINE AND TAKE THE POINTS?

Gosh, no. That’s like saying, “I’ll just light this one match near the gas can.”

It might be fine…or it might blow up your license.

Most drivers don’t track their point totals until it’s too late. Then they’re facing suspension, scrambling to request hearings, or paying for SR-22 high-risk insurance.

HOW CAN AN EXPERIENCED KANSAS CITY TRAFFIC DEFENSE LAWYER HELP?

Here’s where an experienced traffic defense attorney becomes your best friend:

• Amend your ticket to a non-moving violation (no points)
• Negotiate a reduced charge
• Keep your insurance from increasing
• Help you avoid license suspension
• Go to court on your behalf so you don’t miss work

In most cases, we can keep a speeding ticket off your record entirely, even if you were speeding.

CALL KC DEFENSE COUNSEL TODAY. DON’T RISK YOUR DRIVING RECORD.

Points, fines, suspensions, insurance spikes — it all starts with one bad moment behind the wheel. But with the right legal practice defense, it doesn’t have to derail your record or your wallet.

At Speeding Ticket KC, our skilled and affordable Missouri traffic defense attorneys near you help everyday drivers like you fight back, stay on the road, and avoid long-term consequences.

Your license is worth protecting. Let’s do it right. Call or click for a free consultation. The points don’t have to stick — but you do need to act fast.