Common Mistakes To Avoid After an Auto Accident and What You Should Do Instead – Guest Post

Auto accidents can be a traumatic experience, both physically and emotionally. The aftermath of an accident can be both stressful and confusing, too. The decisions you make after the accident can have long-lasting effects on your life. Unfortunately, many accident victims often make some common mistakes after an auto accident, which can be detrimental to their well-being and finances. In this blog post, we’ll highlight some common mistakes to avoid after an accident and recommend practical steps to take instead.

Not Calling 911

After an accident, it’s essential to call the police or 911, even if you think the accident was minor or no one was injured. Many states legally prohibit drivers from leaving the scene of an accident until the authorities arrive and they have an opportunity to document the incident’s details. Plus, you never know how severe the damages or injuries are until a professional evaluates the situation. When the police arrive, make sure to provide an accurate account of the accident as you remember it. Any misinformation you give can be used against you later.

Not Exchanging Information

Another common mistake many people make after an accident is failing to exchange information with other drivers involved. However, it’s crucial to exchange contact and insurance information with the other drivers, even if it was not your fault. This information is crucial in filing claims, and it will also help your insurance company to settle claims quickly. The information you need to exchange includes full names, addresses, phone numbers, license plate numbers, and insurance company information, including policy numbers.

Not Seeking Medical Attention

When involved in an accident, always seek medical attention, even if you feel fine. Some injuries, such as whiplash, may not immediately manifest symptoms but gradually worsen over time. It’s recommended to document all injuries, including seemingly minor ones like bruises, scratches, or soreness. Medical records will help your insurance company to assess damages and injuries accurately. Moreover, if you file a lawsuit later, medical records will act as evidence.

Not Reporting the Accident to Your Insurance Company

Many people avoid reporting an accident to their insurance company, thinking they may avoid a premium increase. But not reporting an auto accident and trying to settle damages outside of the insurance company can backfire, leading to even more significant losses. Your insurance policy requires you to report a car accident within a specified time frame. Failing to do so can lead to a denied claim. Besides, your insurance company may investigate and gather evidence on their own, even if you don’t file a report, resulting in you being held liable for the damages.

Not Seeking Legal Representation

After a car accident, if you’re injured or seeking compensation for damages, it’s advisable to hire a personal injury lawyer. An auto accident attorney is experienced in dealing with the legal aspects of automobile accidents, and they can help you gather evidence, deal with insurance companies, and ultimately assist you in getting a fair settlement. He or she can also advise you on whether it’s best to settle out of court or pursue a lawsuit.

Getting into a car accident can be overwhelming, but it’s essential to stay calm and focused and avoid these common mistakes. By calling 911, exchanging information, seeking medical attention, reporting the accident to your insurance company, and seeking legal representation, you can protect your rights and avoid the headache and losses that can come with an auto accident. Finally, ensure to follow your doctor’s orders and attend all scheduled appointments. The more detailed paperwork, records, and evidence related to your accident that you provide, the more likely you are to make a full recovery and receive just compensation.