Does the claim check have be sent to the dealership and not me, even though I’m still responsible for the loan?

Car Loan

Does the claim check have be sent to the dealership and not me, even though I’m still responsible for the loan?

I was carjacked and the thieves totalled my car. I was(am) financing the car. The insurance adjuster said the claim check will be sent to the dealership and anything remaining will be sent to me.

Traffic Lawyer Richard Simons’s Answer

The check should be sent to you or if there is a superseding agreement, it should be sent to who is financing you. My rebuttal question is, “Was your car financed through the dealership?”

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